T
TrancheFi
Live on XRPL Testnet · MPT Standard (XLS-33)

Slice any asset.
Trade on-chain.

TrancheFi is the fastest way to issue regulatory-grade security tokens on the XRP Ledger. KYC gating, automatic transfer fees, clawback, and a permissioned secondary market — enforced at the protocol level, not in a contract.

~4s
Settlement time
$0
Gas fees for holders
50%
Max transfer fee
T+0
vs T+2 traditional

How It Works

From issuance to secondary market in three steps.

01

Issue

Define your token — supply, decimals, transfer fee, compliance flags. Deploy to XRPL in under 30 seconds.

02

Authorize

KYC your investors. Issue on-chain credentials. Only authorized wallets can hold or trade.

03

Trade

Investors trade on a permissioned order book. Every match settles on-chain instantly. You collect fees automatically.

Everything a Regulated Asset Needs

Compliance controls that usually take months to build — embedded in the token standard itself.

🔐

KYC-Gated Ownership

Only credentialed wallets can hold or trade your token. Compliance is enforced at the protocol level — not a smart contract that can be bypassed.

💸

Automatic Transfer Fees

Collect 0–50% on every secondary trade, automatically. No invoice, no chasing — every time a token changes hands you earn.

⚖️

Clawback & Freeze

Regulatory hold, sanction, or breach of terms? Claw back or freeze any position instantly. Required for SEC-compliant securities — built in from day one.

📒

Immutable Audit Trail

Every issuance, transfer, authorization, and trade is recorded on the XRP Ledger. Compliance reporting is a query, not a spreadsheet.

🏦

Permissioned Order Book

Secondary trading between credentialed investors only. No public DEX exposure — your token never ends up on a random wallet.

4-Second Settlement

XRPL finalizes in ~4 seconds with zero gas fees on the holder. T+0 settlement vs. T+2 for traditional securities markets.

Built for Illiquid Assets

If it has restricted transfer requirements and needs a secondary market, it fits.

Private Credit

Tokenize loan portfolios. Enable LP exits without waiting for fund maturity.

Real Estate

Fractionalize a syndicate. Let investors trade their position on a compliance-gated secondary market.

Private Equity

Tokenize LP interests. Give LPs liquidity without dissolving the fund.

Carbon Credits

Issue regulated environmental assets with full provenance and compliant transfer controls.

vs. Traditional Tokenization

Traditional approach

  • 6–18 months to build compliance infrastructure
  • Smart contracts that can be exploited or upgraded around
  • Manual KYC lists maintained off-chain
  • T+2 settlement, bank hours only
  • No native secondary market mechanism
  • Transfer fees require custom contract logic

TrancheFi

  • Deploy a compliant token in under a minute
  • Protocol-level enforcement — no smart contract risk
  • On-chain credentials, KYC baked into ownership
  • 4-second settlement, 24/7/365
  • Permissioned order book included
  • Transfer fees set at issuance, auto-collected forever

Ready to tokenize your first tranche?

TrancheFi works with fund managers, syndicators, and asset owners directly. Drop your email and we'll reach out within 24 hours.